Know the Difference: Roof Damage vs. Normal Wear and Tear
When a big storm rolls through, it’s common to check your roof for damage, but not all roof issues are the same. Some problems come from years of aging and weather exposure (wear and tear), while others result from sudden storm events (roof damage). Knowing the difference can help you figure out what’s covered by insurance and when to call a roofing contractor.
What Counts as Storm Damage?
Storm damage often includes things like:
- Missing shingles from high winds
- Cracked or broken tiles
- Impact from fallen tree limbs
- Leaks caused by hail or heavy rain
These sudden, visible problems usually fall under insurance coverage. If you’ve experienced a weather event and notice these signs, call a licensed roofing contractor right away. You may qualify for a roof replacement or commercial roof restoration, depending on the level of damage.
What Is Normal Wear and Tear?
All roofs age. Sun exposure, wind, and seasonal changes slowly break down roofing materials over time. Common signs of wear and tear include:
- Granule loss on asphalt shingles
- Slight curling or cracking
- Faded color
- Minor leaks due to old sealant
Unlike storm damage, normal wear and tear isn’t covered by most insurance policies. That’s why regular maintenance and yearly roof inspections are so important—especially for both residential and commercial roofs.
Why the Difference Matters
Insurance companies often deny claims if they determine your roof issues are due to aging, not damage. But after a storm, it’s not always easy to tell what caused the problem. That’s where our skilled team at Superior One Roofing steps in. We handle both roof repairs and full roof replacements, giving you a clear, honest report.
Whether you’re a homeowner needing fast roof storm restoration or a business exploring commercial roof restoration options, knowing what your policy covers (and what it doesn’t) saves time, stress, and money.
Protect Your Property with Help from the Professionals
Don’t guess. If your roof looks damaged or you’re unsure what insurance covers, call Superior One Roofing. Our experienced roofing contractors inspect, assess, and will guide you through the next steps.